Institutional 3(38) Fiduciary Solutions

  • IRON Financial is a CEFEX certified ERISA 3(38) Investment Fiduciary that provides comprehensive solutions to the qualified retirement plan marketplace.
  • As a 3(38) Fiduciary, IRON is responsible for the selection, monitoring, and replacement of investment alternatives for retirement plans.

Institutional 3(21) Fiduciary Solutions

  • ERISA 3(21) services is a co-fiduciary solution that is appropriate when the plan sponsor wishes to retain some discretion over the investments offered in their plan. The plan sponsor should be aware that they remain an Investment Fiduciary to the plan and remain liable in that capacity.
  • ERISA 3(21) services allow the plan advisor the opportunity to assist the plan sponsor in the selection of the funds to be offered in the plan.
  • IRON provides the plan with a set of differentiated deliverables: Investment Policy Statements, Quarterly Fiduciary Reports, and Variance Reports.

Plan Level Fiduciary Solutions

  • ERISA-Based Plan Solutions – 401(k)
  • Non-ERISA-Based Plan Solutions – 403(b), 457
  • Plan Level Auto-Deduct IRA Solutions
  • Plan Level Auto IRA Rollover Solutions